When it comes to investing in the stock market, investors have plenty of options: They can do it themselves. Trillions of dollars are invested this way. (Of course, the only problem here is that most people have no idea how to analyze and choose individual stocks. Well, not really the only problem. Most investors have no idea how to construct a stock portfolio, most have no idea when to buy and sell, and most have no idea how much to invest in the first place.) They can give it to professionals to invest. Trillions of dollars are invested this way.(Unfortunately most professionals actually underperform the market averages over time. In fact,it may be even harder to pick good professional managers than it is to pick good individual stocks.)They can invest in traditional index funds. Trillions of dollars are also invested this way.(The problem is that investing this way is seriously flawed--and almost a guarantee of subpar investment returns over time.) They can read The Big Secret for the Small Investor and do something else. Not much is invested this way. Yet.... Let top hedge fund manager, Columbia business school professor, former Fortune 500 chairman and New York Times best-selling author Joel Greenblatt take you on a journey that will reveal the Big Secret for both individual and professional investors. Based on path-breaking new research, find out how anyone can beat the market, the index funds and the experts by following a new approach that relies on the principles of value investing, common sense and quantitative discipline. Along the way, learn where ´´value´´ comes from, how markets work, and what really happens on Wall Street. By journey´s end, small investors (and even not-so-small investors) will have found their way to some excellent new investment choices. 1. Language: English. Narrator: Adam Grupper. Audio sample: http://samples.audible.de/bk/sans/005447de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
He knows what it takes, because he´s done it. Brian Tracy knows how to start and succeed in your own business, because he has done it. Brian Tracy has traveled and worked in more than 80 countries on five continents, including Europe, Africa, Asia, and North and South America. At 25, he recruited, trained and managed a 95-person sales force covering six countries and producing more than $1 million a month in sales. He created an import sales organization and built it to the level of $25 million in annual sales in four short years. Prior to establishing the Institute for Executive Development, he was chief operating officer of a development company with $265 million in assets and boasting sales of $75 million annually. Brian Tracy has served more than 100 companies as a consultant in executive development, sales, marketing, creativity, corporate strategy and personal motivation. Brian is a member of the National Speakers Association and is internationally recognized as a speaker, motivator, trainer and seminar leader with exceptional capabilities in each area. He is a voracious reader, a mountain climber, a karate instructor, a swimmer, and a jogger as well as a husband and father. 1. Language: English. Narrator: Brian Tracy. Audio sample: http://samples.audible.de/bk/ntgl/000016de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Are you tired and frustrated of being denied credit? Are high interest rates robbing you of your hard earned income and preventing you from getting out of debt? Your low credit score may even be stopping you from getting a new job or home? Take heart. There is hope because, for the first time ever, Hidden Credit Repair Secrets exposes the heavily guarded credit repair secrets used by certified credit consultants and credit repair law firms. One of their own has actually begun to make these strategies and techniques available to the public. As a Certified Credit Consultant with years of experience in the credit restoration field, Mark Clayborne divulges how to legally restore your credit in his ground-breaking book, Hidden Credit Repair Secrets. In this book, you will discover how to: Legally restore your credit report. Remove damaging negative marks. Settle your debts for pennies on the dollar. Stop collection agencies from harassing you. Establish and rebuild your credit. Bounce back from bankruptcy within a year. Raise your credit score fast. As a special bonus, Mark Clayborne has included a 12-step dispute plan that will allow you to send carefully-crafted dispute letters with the appropriate language to get negative items removed from your credit report. All letters were reviewed by attorneys. No thinking or studying is required. Just input your information and send the letters. Bad credit can be limiting and even disastrous to your quality of life, begin restoring your credit and financial health today. Everything you need is included in this one book, Hidden Credit Repair Secrets. PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your My Library section along with the audio. 1. Language: English. Narrator: Brandon Tvedt. Audio sample: http://samples.audible.de/bk/open/000057de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Your average working person can come up with two different ways of earning money: they receive a promotion or they work more hours; but have you tried a different method - passive income? Getting promoted or working additional hours can limit how much you earn. But when you develop multiple avenues of passive income, you can essentially make as much as you want! Look at it this way, a business consultant may charge about $200 per hour (probably more than what you earn as an employee), but that is their limit! If they walked into a different place and decided to start charging $1,000 per hour, they most likely will be redirected to the exit door. Every job pays what it´s worth, and since a day has only 24 hours there is also a limit on how much can be made in a year. If you do, however, develop some form of income that doesn´t require you to be present, you could repeatedly generate more money without reaching a glass income ceiling! In this book you will learn: What a niche website is How to develop money-making websites How to use different tools and WordPress plugins to monetize your website How to use SEO to promote your niche websites How to build links and other strategies for your niche website Let´s get started! 1. Language: English. Narrator: Pete Beretta. Audio sample: http://samples.audible.de/bk/acx0/040693de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
The best financial planner Michelle Singletary ever knew was Big Mama, her grandmother. Big Mama raised Michelle and her four brothers and sisters on a salary that never reached more than $13,000 a year. Yet at her death, Big Mama owned her own home, had paid off a car loan, and had a beautiful collection of Sunday-go-to-meeting church hats and a savings account that supplemented her Social Security check and small pension. Most important, she had taught Michelle 7 Money Mantras for a Richer Life. Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works. The 7 Money Mantras are: 1. If it´s on your ass, it´s not an asset! 2. Is this a need or is it a want? 3. Sweat the small stuff. 4. Cash is better than credit. 5. Keep it simple. 6. Priorities lead to prosperity. 7. Enough is enough. In a plainspoken, sassy, non-nonsense voice, Michelle provides answers to the financial issues that confront almost every household: how to teach children the value of money; how to address money issues in a relationship or marriage; household saving tips; getting the best loans; and much more. With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have. 1. Language: English. Narrator: Michelle Singletary. Audio sample: http://samples.audible.de/bk/rand/000347de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Do you need money for investing, starting a business, or to become debt-free and live a peaceful life? Do you think there is no source to generate this extra money you require? Do you realize that you are not able to achieve your financial goals or that money doesn´t stay with you for long? What follows is a list of steps. Each of these tactics is a simple, small move you can take to improve your financial situation. Some of them take just a few minutes, others might take an hour or two; some of them require a bit of regular effort, but they are all incredibly simple and anyone can do them. Each of them also saves significant money, especially over the long haul. When combined together, these tips can save you a lot of money, now. Obviously, not all of these tips will apply to everyone. Just go through the list and find those that do apply to you, and use them in your life. You will quickly find yourself saving some serious money. 1. Language: English. Narrator: Roxanne Weber. Audio sample: http://samples.audible.de/bk/acx0/039263de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
An audiobook about money saving tips can help you pinch pennies in your daily life. Just imagine the savings you will have in store if you can save 10 or more dollars a day. It is always a good idea to have a savings account because an emergency can hit you when you least expect it. Thus, a book about saving money in even the smallest way can help you create a bigger emergency fund to go towards things you really need. 1. Language: English. Narrator: Violet Meadow. Audio sample: http://samples.audible.de/bk/acx0/034707de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Economies are deeply complex systems. The marketplace involves many economic actors behaving in rational and irrational ways, sustaining a dizzying array of interconnected activity. Because of the number of participants involved, the unpredictability of their actions, and the sheer variety of possible actions, some degree of economic uncertainty is inevitable. In one of the most dramatic displays of economic uncertainty in our times, a wave of toxic loans almost brought down the American financial system in 2008-2009, and with it jobs and savings. Few experts forecast this catastrophe, which stands as a lesson in the power of economic forces to defy our predictions. This event may have been exceptional, but every day we are all at the mercy of economic uncertainty in matters such as the stock market, insurance, and career and retirement planning. Uncertainty also plagues us in smaller ways. For example, everyone is familiar with rising prices, but the Internet now makes it possible for online shoppers to be charged more based on their buying history, adding a new level of unpredictability to pricing. And anytime you hire someone for a service - from roofing to dentistry - you face the principal-agent problem, in which the person hired may take unethical advantage of your lack of expertise. Indeed, these large and small risks are so pervasive that it is all too easy to conclude that nothing can be done. But economic uncertainty is like the weather: You can´t stop storms from happening, but understanding how and why they happen allows you to be prepared. In the same way, economic uncertainty is beyond our control, but we´re in a much better position to respond if we know what´s happening and why. In 24 practical and empowering half-hour lectures, The Economics of Uncertainty takes the mystery and dread out of uncertainty, giving you the tools to deal with risk in every phase of your life. PLEASE NOTE: When you purcha... 1. Language: English. Narrator: Professor Connel Fullenkamp. Audio sample: http://samples.audible.de/bk/tcco/000409de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Fire Your Retirement Agent will help you start planning for your golden years financially. You´ll learn about the best plans as well as the current market trends in the 21st century and their effect on retirement planning. You´ll cover things such as savings plans and 401k plans, which are extremely popular these days. Also covered are other investment vehicles such as stocks, bonds and other investment devices. You´ll also learn about real estate and why it plays an important role in your retirement planning situation. Credit cards are covered in detail to show you the right (and wrong) way to use high interest credit. You´ll also discover the huge benefits of owning a small business and what it can do for your retirement. In conclusion you´ll learn about vacationing during your retirement years and doing the things you want and how to enjoy the rest of your life comfortably! 1. Language: English. Narrator: Bruce Stone. Audio sample: http://samples.audible.de/bk/acx0/072429de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Are you tired of paying through the nose in the way of high interest rates and payments because of your credit? Are you turned down every time that you apply for a credit card or line of credit like clockwork? Is your credit score extremely low preventing you from buying anything nice or that you really want? If you answered yes to any of these questions, this book is for you. This book will show you the exact steps you need to take to repair your credit without costly credit repair companies. You don´t need to be an expert and you can do this with just a small investment of your time. All you have to do is follow the step-by-step system that we´ve laid out for you. You could soon be buying a new home with hundreds of thousands of dollars in saved interest alone or maybe a new car with one of those zero percent interest rates! 1. Language: English. Narrator: Pete Beretta. Audio sample: http://samples.audible.de/bk/acx0/070579de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.