It doesn´t matter if you´ve ever looked into this before, this audiobook will give you everything you need to know about securing your financial future! Are you planning on researching for a secure financial future, now or down the road? If so, pay attention! There´s finally a new, breakthrough audiobook created just for people like you! And, if you really want to have the most successful, ultimate baby boomers guide, that will bring a smile to your face, then this audiobook is definitely for you! 1. Language: English. Narrator: Troy Hudson. Audio sample: http://samples.audible.de/bk/acx0/015401de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
When you´re up and at ´em at six and hitting the sack by 10, while earning an income and raising a family in the hours between, who has time to think through financial decisions? Written by top USA Today personal finance columnists Sandra Block and John Waggoner, and reporter Kathy Chu, The Busy Family´s Guide to Money cuts to the chase with real, practical, and fast financial solutions.Whether learning how to rework the family budget or shop around for the best college savings account, this audiobook will help you get a handle on the most pressing financial issues your family faces.Learn how to: discuss money with a spouse; create a budget the family can stick to; get the best mortgage; take control of debt; teach your kids about money management; get the most out of healthcare; plan for college and retirement; simplify investments, and...avoid mistakes! You´ll also find out how to claim kids as tax breaks, deal with major one-time expenses, save for retirement, and protect your loved ones with basic legal documents.Includes audio commentary by the authors and eGuide with resources. 1. Language: English. Narrator: Sean Eden, Cynthia Marcucci. Audio sample: http://samples.audible.de/bk/nolo/000003de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
An accessible guide that outlines the key elements of an effective financial plan... From Larry Swedroe, the author of the best-selling series of ´´The Only Guide´´ investment books, with Kevin Grogan and Tiya Lim, comes a step-by-step handbook that shows you how to develop a winning personal investment strategy and reveals what it takes to make that strategy part of your overall financial plan. The Only Guide You´ll Ever Need for the Right Financial Plan focuses on the ´´art´´ of investing and gives you the information you need to create a strategy that is tailor-made for your particular situation. Designed for savvy investors and professional advisors, this audiobook offers the vital information needed for developing and implementing an overall strategic financial plan. In this essential resource, Swedroe outlines the basics in asset allocation and other investment planning concepts.Addresses how you can design an investment policy statement and an individual asset allocation planExamines how to maintain your portfolio´s risk profile in the most cost-effective and tax-efficient mannerOffers insights on integrating risk management and estate planning issues into your planThe Only Guide You´ll Ever Need for the Right Financial Plan offers a handy tool to help you make more informed and prudent decisions that will go a long way to ensure a secure financial future. PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your My Library section along with the audio. 1. Language: English. Narrator: Melissa Frank. Audio sample: http://samples.audible.de/bk/adbl/004889de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Social Security: finally simplified for the everyday person and explained in laymen´s terms. This book breaks down Social Security so simply that you´ll know exactly how to maximize your benefits for life! Disability and retirement can be very frightening words for someone who does not have a firm grasp on their finances. Having to provide for yourself and your family during those times always becomes paramount. If you don´t understand how Social Security works, you could be missing out on huge benefits. You hear about Social Security on the news and in the paper all time, but you don´t understand how it really works. With so much attention on Social Security in recent years, no matter your age, you realize its importance. It´s time you fully understand what Social Security is, how it works, and what it means for you. No other book is going to teach you about Social Security from the ground up - discussing the history of this social insurance system, how it is funded and dispersed, and how to get your fair share! Social Security currently provides benefits to over 50 million people every month in the United States. That means that in one in four households, someone receives Social Security benefits in one form or another. Contrary to what politicians might state, Social Security is not going anywhere in the foreseeable future. Social Security benefits represent a significant portion of the entire economy and that portion is only expected to grow. For many Americans, Social Security income will provide the majority of their retirement income. Even those who´ve cultivated other sources of retirement income over the years will still rely on Social Security as a significant pillar of their greater retirement strategies. You need to understand social security. PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your My Library section along with the audio. 1. Language: English. Narrator: Amy Barron Smolinski. Audio sample: http://samples.audible.de/bk/acx0/041235de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
When you set a budgeted amount for phone service, items like going over minutes, long distance fees, texting, mobile internet usage, and information calls can leave you frustrated. This is not a good thing by any means. If it has gotten downright scary to open that phone bill, it´s time to take control. We´ll take a hard look at a few places to cut back in this book. Everyone is trying to cut their expenses right now. Even if you haven´t lost your job, you may be concerned about your future finances. The goal in most homes is to save money and create a bigger safety net if, or when, the time comes to live on an even tighter budget. Often when money is tight, cable is the first luxury we take a hard look at. The fact is, with a bit of research, your cable could probably go and wouldn´t even be missed. Even as little as a year ago, cutting cable out would have been a dramatic change in your family´s entertainment. Today, the options are surprisingly numerous and relatively painless, so let´s take a look in this book! Everyone is looking for ways to cut expenses in this economy. Suddenly, the necessities are turning into extras and the basics are turning into luxuries. What really are your options for cutting back? Perhaps your internet bill is starting to irritate you. Price hikes and spotty service may have you wondering what you´re paying the big bucks for. But what can you do? You need to get on the internet. Well, if you have a laptop and a sense of adventure, you can travel the Wi-Fi highway and explore your options. Here are a dozen places to consider when you´re ready to ditch your internet service at home, Explained in this book! By putting off those minor maintenance issues, your mechanical systems are not running at the peak of efficiency. Some maintenance is so simple; it seems it wouldn´t make a difference. But, it does. Let´s look at the most obvious maintenance items that often are overlooked: Every time you turn ... 1. Language: English. Narrator: Claton Butcher. Audio sample: http://samples.audible.de/bk/acx0/003386de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
The updated version of the best-selling book on how to grow and protect wealth in difficult economic times. Having an effective financial plan has always been important; today, it´s crucial. In The Ultimate Money Guide for Bubbles, Busts, Recession, and Depression - the updated and revised edition of the best seller The Ultimate Depression Survival Guide - author Martin D. Weiss tells listeners how to create a safe and effective financial plan for today´s unpredictable economic environment. This book explains why the U.S. economy continues to slump, and how persistently high unemployment and increasing government spending could lead to a far worse, double-dip recession. It details how investors are missing opportunities by failing to look at overseas investments, specifically in Asia and Latin America, and reveals what everyone should be doing now to protect their savings, investments, and jobs. The Ultimate Money Guide for Bubbles, Busts, Recession, and Depression answers the questions people have about the challenges of the ´´new normal´´ while also offering strategies to cope with the credit crunch, the housing bust, and the decline of the U.S. dollar. 1. Language: English. Narrator: Wes Bleed. Audio sample: http://samples.audible.de/bk/acx0/000487de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Investors, shell-shocked by the Great Recession of 2008-2009, are looking for answers, for something fresher than the old buy-and-hold mantra. They hunger for stability, yet yearn for growth to rejuvenate their battered portfolios. Ray Lucia´s The Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life provides just that - a reassuring and scientifically proven strategy that gives investors both growth and income. Lucia, a Certified Financial Planner who´s helped thousands of people invest more than $2 billion, explains how to spend down safe buckets (containing, for example, Treasuries, CDs, bonds), while leaving a riskier bucket (real estate, stocks, and alternative investments) to grow long-term. This strategy shields investors from the short-term ups and downs of the market. And it gives them the courage and discipline to stay invested no matter what the future holds. Written in a breezy, accessible style and loaded with tons of examples and clear, specific calculations, the book explains how to set your financial goals, divvy up your money accordingly, and then invest intelligently. With this book as your guide, listeners will learn how to achieve both income and growth while at the same time reducing risk. All in all, Lucia writes, this plan is akin to a sports car that seats six, approximating the best of both worlds - in this case by being a conservative strategy thats also growth-oriented. Almost every kind of investment - stocks, bonds, commodities, real estate - plunged in the past year or two, turning off millions of investors who´d been planning for and counting on a reasonably comfortable retirement. These retirees or near-retirees need solutions - something fresher than the old buy-and-hold mantra. Yet here´s what they hear from the financial-services industry: Set up an asset-allocation model, then take a systematic withdrawal to support your retirement remembering, of course, to rebalance ... 1. Language: English. Narrator: Arthur Morey. Audio sample: http://samples.audible.de/bk/acx0/001279de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Are you a shivering mass of nerves as April 15 nears? Time for an intervention! By getting help for your tax questions! Does just the thought of tax time bring you to your knees? Are you trying to figure out sort through the mud of tax code? Do you usually just fork over big bucks to have your taxes done by a tax ´´drone´´? Or maybe you have paid a hefty price for one of the ´´at home´´ programs. Regardless, if you fall somewhere in the middle of those situations, you are probably just like millions of other US citizens. We hear about horror stories where folks are audited and find themselves facing years of tax penalties. Three reasons why you should learn more about your taxes: This is no laughing matter. With all the stresses placed on you every day, it only makes sense to educate yourself and learn more about a subject that affects your daily life. 1. If you do your taxes yourself, you may be missing out on valuable deductions. 2. If you pay someone else to do your taxes. you need to be able to communicate with those people to make certain they are finding every deduction you are entitled to. 3. No matter where you fall in those two reasons, both of them will give you peace of mind by learning about your options. 1. Language: English. Narrator: Barth Buchmann. Audio sample: http://samples.audible.de/bk/acx0/083232de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Fire Your Retirement Agent will help you start planning for your golden years financially. You´ll learn about the best plans as well as the current market trends in the 21st century and their effect on retirement planning. You´ll cover things such as savings plans and 401k plans, which are extremely popular these days. Also covered are other investment vehicles such as stocks, bonds and other investment devices. You´ll also learn about real estate and why it plays an important role in your retirement planning situation. Credit cards are covered in detail to show you the right (and wrong) way to use high interest credit. You´ll also discover the huge benefits of owning a small business and what it can do for your retirement. In conclusion you´ll learn about vacationing during your retirement years and doing the things you want and how to enjoy the rest of your life comfortably! 1. Language: English. Narrator: Bruce Stone. Audio sample: http://samples.audible.de/bk/acx0/072429de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
This book contains proven steps and strategies on how to enjoy endless streams of passive income online. The holy grail of personal finance is the creation of genuine and recurring passive income. Not all passive income is created equally. Some streams of passive income require much more initial effort to get off the ground, like creating an app or building a site. Understand that everything passive must first take active energy, active effort, and input. The time to put in the effort is at the early stage of the business, when it´s been set up. But once you begin, it´s very difficult not to gain both speed and direction, and after that you can continue to earn limitlessly. The goal is to make the initial effort to create streams of income that will keep rolling in even if we do nothing at all - passive income that could later totally replace your day job. As always, the interwoven relationship between money, time, and freedom of choice is greatly displayed in passive income generation. With passive income, you have the sexy opportunity to make more money without any severe increase in your workload, and you eventually enjoy free time to do what you want to instead of what you have to. In this book you will learn: What passive income is not What online business entails Benefits of passive income Web marketing Maximizing business platforms Dealing in creatives Rendering of services 1. Language: English. Narrator: Joel Baker. Audio sample: http://samples.audible.de/bk/acx0/063295de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.